A place for low interest credit cards
You should take the same approach to your regular spending on your credit cards. If you cannot pay off what you wish to buy, think twice before putting it on your card. There are some cases in which credit cards are used for emergencies, like an unexpected car repair or a medical expense. If you have not overspent on unnecessary items and do not carry an unmanageable balance on your credit card as a habit, however, you will be more capable of handling emergency expenses and paying them off in a reasonable amount of time. If you owe a significant amount on your credit cards and would like to start paying down that debt, the first step is to stop paying for things that increase your balance.