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A claimant is entitled to back payments of benefits. No one can receive benefits for the 5 month waiting period. But the longer you wait to apply, the longer you wait for your first check. If you are confused about when or how to apply for disability insurance, it may be beneficial to speak with a social security attorney. Q: Can you receive Medicaid and social security disability? A: If a claimant receives approval for SSDI (disability insurance), he can apply for Medicare.